 |
|
|
|
|
Need Mortgage Advice? Abacus Mortgage Advisers Ltd was set up primarily to assist those people who are unable to get a mortgage from a standard ‘high street’ lender. Normally this is as a result of a bad or adverse credit history*, but it can also be because the applicant is unable to prove their earnings in the conventional sense – i.e. no payslips or P60s, self-employed** with insufficient trading records, a contract worker etc – and therefore need to self-certify** their income. Over the years our expertise in what has become known as the ‘sub-prime’ market has built us a reputation for fair dealing and in most cases where we are contacted to see if it is possible to obtain a mortgage we see the challenge not as being whether the mortgage can be obtained, but what is the best rate that we can obtain for our client. As independent mortgage advisers we have access to the whole of market and quite simply our job is to find you the best deal available for your particular circumstances, requirements and preferences. However, we see getting you the mortgage as a job only half done. It is essential that having obtained the mortgage you have the ability to remain in your property in the event of unforeseen circumstances. That is why we also provide comprehensive advice on your life assurance requirements (with or without critical illness cover) as well as Accident, Sickness & Unemployment mortgage protection, long term disability cover (also known as Permanent Health Insurance or PHI for short) and buildings insurance cover. If required we will provide the necessary quotations and will also arrange the required cover on your behalf. In this way you know that you will have the ability to remain in your home regardless of whatever life has to throw at you in the future. So if you need advice on arranging a mortgage please either call us free on 0800 542 7720 or complete the enquiry form so that one of our fully qualified advisers can call you at a convenient time to discuss your requirements in detail. We can, if required, arrange home visits anywhere in the country. Please click this link and read the Initial Disclosure Document. This gives you additional information about our services as required by the Financial Services Authority. There will be a fee for mortgage advice of £150 plus an additional fee of £1495 for non conforming mortgages or £395 for conforming mortgages payable on completion. Abacus Mortgage Advisers Ltd is an Appointed
Representative of Personal Touch Financial Services Ltd which is authorised and
regulated by the Financial Services Authority. *For
adverse credit the overall cost for comparison is 9.1% APR YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. |
call us on
freephone:
» Adverse Credit Mortgages » Self Certification Mortgages » Mortgage Protection » Overseas Mortgages » Bridging Finance » Commercial Funding » Life Insurance/Critical Illness
|
|
| Home | Products | FAQs |Terms | Privacy |Links | Tell a Friend | Site Map | Contact Us | |